Last Updated: February 3, 2026

1. Information Collection

HomeLoan Buddy LLP collects personal information as per the Information Technology Act, 2000 and rules made thereunder. We collect:

• Name, contact details, email address
• Financial information for loan assessment
• Property details and documentation
• Employment and income details

2. Purpose of Collection

We collect information to:

• Process your home loan application
• Provide personalized loan options
• Comply with legal and regulatory requirements
• Improve our services

3. Data Protection

We implement reasonable security practices as per IT Act, 2000 to protect your personal information from unauthorized access, disclosure, or destruction.

4. Information Sharing

We share your information only with:

• Partner banks for loan processing
• Legal authorities when required by law
• With your explicit consent

5. Your Rights

You have the right to:

• Access your personal information
• Correct inaccurate information
• Withdraw consent for data processing
• Request deletion of your data (subject to legal requirements)

6. Contact for Privacy Concerns

For any privacy-related concerns, contact our Data Protection Officer at:
Email: contact@homeloanbuddy.in
Phone: +91 7827553723

Last Updated: February 3, 2026

1. Acceptance of Terms

By using our services, you agree to these Terms of Service and our Privacy Policy.

2. Services Provided

HomeLoan Buddy LLP acts as a loan facilitator between you and various banking/financial institutions. We provide:

• Home loan consultation and advisory services
• Documentation assistance
• Bank partner matching
• Loan application processing support

3. User Responsibilities

You agree to:

• Provide accurate and complete information
• Cooperate with documentation requirements
• Use our services for lawful purposes only
• Not misrepresent any information

4. Fees and Charges

Our consultation services are free. Any bank processing fees or charges will be clearly communicated upfront with your consent.

5. Limitation of Liability

We are not liable for loan rejections by banks, which are subject to individual bank policies and credit assessments.

6. Governing Law

These terms are governed by Indian laws, specifically the Information Technology Act, 2000 and Contract Act, 1872.

7. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of our services constitutes acceptance of modified terms.

Last Updated: February 3, 2026

1. Information Accuracy

The information provided on our website and during consultations is for general informational purposes only. Interest rates, loan terms, and eligibility criteria are subject to change without notice and vary between banks.

2. No Guarantee of Loan Approval

HomeLoan Buddy LLP does not guarantee loan approval. Final loan decisions are made by individual banks based on their internal policies, credit assessment, and regulatory requirements.

3. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites.

4. Financial Advice

Our services constitute loan facilitation and advisory services. We recommend consulting with a qualified financial advisor for comprehensive financial planning.

5. Regulatory Compliance

We operate in compliance with relevant Indian laws including but not limited to:

• Information Technology Act, 2000
• RBI guidelines on loan facilitation
• Consumer protection laws
• Data protection regulations

6. Updates to Disclaimer

This disclaimer may be updated periodically. Users are advised to review it regularly.

7. Contact Information

For any questions regarding this disclaimer, contact us at:
Email: contact@homeloanbuddy.in
Phone: +91 7827553723